This analysis builds upon the income outcomes analysis where we take 19 year olds each year between 2003 and 2013. From these persons we classify them down tertiary pathways based on enrollments at age 19 and completions by the age 25.
Within these populations we determine the average student loans accumulated of those students who have student loan records.
Access to the anonymised data used in this study was provided by Statistics New Zealand in accordance with security and confidentiality provisions of the Statistics Act 1975, and secrecy provisions of the Tax Administration Act 1994. The findings are not Official Statistics. The results in this paper are the work of the authors, not Statistics NZ, and have been confidentialised to protect individuals, households, businesses, and other organisations from identification. Read our full disclaimer here.